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Cancel for Any Reason

Unforeseen circumstances can occur in our daily lives at any time. Sometimes, these situations are not covered by standard travel insurance programs. The loss of a pet...the threat of rain...a change in work schedule...or maybe a relationship goes sour and you just don't want to take that trip anymore. Situations like these might otherwise cause you to lose your vacation investment, but not if you are protected with the "Cancel For Any Reason" option.

As long as you are within 14, 15, 21, or 30 days (depending on the provider and plan chosen) of the date you put your first deposit down on your trip, you insure the total pre-paid non-refundable cost of your trip (and also insure the cost of any additional arrangements within 14, 15, 21, or 30 days of those payments), you are eligible to purchase a "Cancel For Any Reason" option and the feeling of being in the driver's seat with your vacation plans. To utilize this benefit, simply cancel your trip and notify the provider two or more days before your scheduled trip departure date.

Below are the plans that offer the "Cancel For Any Reason" option.

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TravelSafe Vacation Insurance from TravelSafe
TravelSafe Insurance is one of the nation''s largest and most respected providers of travel insurance. TravelSafe offers the most comprehensive travel insurance coverage in the industry. By insuring with TravelSafe, you get 35 years of travel insurance experience in every policy -- plus the attention, the personalized service and the coverage you need to allow you to relax and enjoy your vacation.
Available to US and Canadian residents.
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Travel Basic from Travelex Insurance Services
Economically priced travel protection plan available to residents of the United States age 60 and under. An essential level of coverage with the most comprehensive benefits in its category. Travelex Travel Basic is the only "Basic" plan to offer bankruptcy protection of a travel supplier and primary medical coverage. Features Trip Cancellation/Interruption, $15,000 primary medical coverage for illness and $15,000 for accidents, $100,000 for emergency medical evacuation. Children under 18 covered at no additional cost. "Cancel For Any Reason" option available
(U.S. residents) Products may not be available in all states.
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Travel Select from Travelex Insurance Services
Offers complete travel protection plus customization with five optional "Lifestyle Paks" -- Professional, Family, Adventurer, Protector and Athlete/Student. Waiver of pre-existing conditions applies if full pre-paid trip cost is insured and purchase is made within 21 days of initial trip deposit. Children under 18 covered at no additional cost with insured adult family member."Cancel For Any Reason" option available
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(US Residents) Products may not be available in all states.
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Travel Max from Travelex Insurance Services
The highest level of protection with many extra benefits included such as allowing travelers to choose their hospital of choice, pet coverage and identity theft services. Waiver of pre-existing conditions applies if full pre-paid trip cost is insured and purchase is made within 30 days of initial trip deposit."Cancel For Any Reason" option available

(US Residents) Products may not be available in all states.
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Protect Assist (Gold) from Travel Guard
Our Gold Plan is our most popular package of travel insurance & assistance services. Offering comprehensive coverage for individual clients or clients with families, this plan now includes Cancel for Work Reasons (including job loss) in the base plan and primary medical and Emergency Evacuation coverages. Children 17 and under are also covered at no additional cost! And, if your clients purchase this plan within 15 days of their initial trip payment, this plan provides additional benefits for pre-existing medical conditions and financial default. Optional coverages include Cancel for Any Reason and Medical Evacuation home or to the hospital of choice.!
Available to U.S. Residents
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Cruise, Tour & Travel (Platinum) from Travel Guard
Our Platinum Plan is for the discerning traveler who wants the most comprehensive package of travel insurance coverage and assistance services. If your are looking for the ‘total package’ that includes coverage for our highest level of medical services, plus additional benefits when purchased within 15 days of initial trip payment, then this is the package for you! The Platinum plan also covers for pre-existing medical conditions, financial default – even trip cancellation due to job loss or other covered work reasons! You may also upgrade the Platinum Plan to include optional coverage’s like Cancel for Any Reason and Medical Evacuation home or to the hospital of your choice!
Available to U.S. Residents
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Advantage Bridge from M.H. Ross
Our Advantage Bridge Plan offers all of the benefits and services most commonly rquested by travelers and includes our industry leading Cancel For Any Reason Benefit as a purchase option. Includes $100,000 Accident & Sickness Medical and $500,000 Emergency Evacuation per person
Available to U.S. residents.
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Advantage Asset from M.H. Ross
Our Advantage Asset Plan offers affordable protection for budget minded travelers while including many of the benefits and services often only found in more expensive plans, including our Optional Cancel For Any Reason Benefit.
Available to U.S. residents age 65 and under
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Rampant drug violence in parts of Mexico has caused tourism to take a hit as visitors avoid the country. More



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The end of operations recently announced by Mexico's largest airline, Mexicana, was expected to interfere with some travel plans, but a recent report showed just how much chaos was caused by the sudden cancellations. More



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Frequently Asked Questions
The plan I'm considering returns 75% of the trip cost if I cancel. Does that 75% apply to all reasons for cancellation?
No. The 75% of trip cost only applies to the reasons that are not stated within the standard policy language. For example, unforeseen illnesses or injuries that would cause you to cancel the trip would return 100% or your trip cost as that is stated as a covered reason within the standard policy language.

What is a "Cancel for Any Reason" policy? Doesn't regular trip insurance cover trip cancellation?
A "Cancel for Any Reason" policy will provide cancellation coverage for reasons that are not outlined in the policy wording or description of coverage. Standard trip protection plans do provide coverage  for such things as unforseen illness, injury, or death in the family, but for arbitrary decisions to cancel such as "scared to go because of the swine flu" or "this relationships gone south so I'm not going" you would need Cancel for Any Reason protection.


Do you have your own questions? Give us a call or send us an email.

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